Professional Indemnity Insurance

Our Professional Indemnity Cover is essential for professionals such as doctors, lawyers, engineers, accountants and others who provide services that require specialized skills and training.

This insurance cover protects against financial losses arising from claims of negligence, errors or omissions in the performance of professional duties.

Unlike General Liability Insurance, which does not cover professional errors, Professional Indemnity Insurance specifically addresses claims related to professional services.

Scope of Coverage

Professional Indemnity Insurance covers

Negligent Acts

Protection against claims of alleged negligent acts, errors or omissions committed by the insured professional in the course of their duties.

Legal Costs

Coverage for defense costs incurred in defending against claims or lawsuits alleging professional negligence.

Court Judgments/Awards

Financial compensation or court-ordered judgments that the insured may be liable to pay as a result of a covered claim.

Loss of Documents

Reimbursement for costs associated with the loss or damage of important documents related to professional services.

Fees and Expenses

Coverage for fees and expenses incurred in the defense of a claim, including investigation costs and expert witness fees.

Libel and Slander

Protection against claims of libel or slander arising from the provision of professional services.

Cover Benefits

Financial Protection

Safeguards professionals and their businesses from financial losses due to claims of professional negligence
Risk Management

Offers risk management support and guidance to help mitigate potential liabilities and enhance professional practice
Tailored Solutions

Customized insurance solutions tailored to the specific needs and risks of different professions, ensuring adequate protection

Additional Considerations

Industry-Specific Coverage

Tailor your Professional Indemnity Insurance to address specific risks and regulatory requirements relevant to your profession.

Continuous Coverage

Ensure uninterrupted coverage to protect against claims that may arise even after the completion of professional services.

Customer Downloads

Professional Indemnity Proposal Form

Need Help Choosing the
Right Cover?

Our insurance experts are ready to guide you through your options and help you find the protection that fits your needs.