Gateway Park, Block D, Mombasa Road,
Nairobi
Product Liability
Our Product Liability Cover protects manufacturers, sellers, vendors and distributors from legal liabilities arising from placing defective products or merchandise into the marketplace.
This coverage ensures financial protection against claims of bodily injury or property damage caused by defects in products.
Scope of Coverage
Product Liability Insurance covers financial damages resulting from
Manufacturing Production Flaw
Issues arising from errors or defects in the manufacturing process that render the product unsafe for its intended use.
Design Defect
Flaws in the product’s design that make it inherently unsafe even when manufactured correctly.
Defective Warnings or Instructions
Failures in providing adequate instructions or warnings about the product’s proper use or potential risks.
Strict Liability
Legal responsibility for harm caused by a defective product, regardless of fault.
Marketing and Distribution
Covers liabilities associated with how the product is marketed or distributed.
Cover Benefits
-
Legal Fees
Coverage for legal defense costs incurred by the insured in defending against liability claims
-
Medical Costs
Compensation for medical expenses incurred by injured parties due to the defective product
-
Compensatory Damages
Financial compensation awarded to injured parties for damages suffered due to the defective product
-
Business Damages
Coverage for financial losses suffered by businesses as a result of product liability claims
Additional Considerations
Risk Management
Implement quality control measures and thorough product testing to minimize the risk of product defects and liability claims.
Compliance
Ensure compliance with safety standards and regulations relevant to your industry to mitigate product liability risks.
Our comprehensive coverage and expert risk management services ensure that your business is protected against the financial consequences of product-related liabilities.
Need Help Choosing the
Right Cover?
Our insurance experts are ready to guide you through your options and help you find the protection that fits your needs.